Owner-Operator Affordability Calculator

This Owner-Operator Affordability Calculator will help you determine how much semi-truck you can afford. With this tool, you'll be able to estimate your total gross and net income as an owner-operator.

Operation Summary


Total Gross Income
186000
15500/month
3577/week
Total Expenses
-137169.2
-11431/month
-2638/week
Total Net Income
48830.8
4069/month
939/week

Breakeven


Miles
63137
5261/month
1214/week
Revenue
82933.74
6911/month
1595/week

Operation

Enter your expected loaded miles, average MPG, and average fuel price.


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Operation Income

Enter your rate per mile to calculate your gross earnings.


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Operation Fixed Expenses

Enter your truck, trailer, licensing and permit fees, annual ELD fees, and phone and internet costs. The estimated insurance payment is calculated based on the average cost per mile.


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Operation Variable Expenses

These expenses will increase or decrease depending on the number of loads you run. Click on the info icons to learn how these expenses are calculated.


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